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On top of that, customers for this type of plan might have serious legal or criminal backgrounds. It's crucial to keep in mind that different providers use an array of issue ages on their assured issue plans as low as age 40 or as high as age 80 - funeral cover under 50. Some will certainly also supply greater stated value, approximately $40,000, and others will certainly permit for far better fatality advantage problems by enhancing the rate of interest rate with the return of premium or lessening the number of years until a full survivor benefit is available