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On top of that, customers for this kind of strategy can have severe lawful or criminal backgrounds. It's essential to note that different carriers supply an array of issue ages on their ensured issue plans as low as age 40 or as high as age 80 - california final expense program. Some will certainly also supply greater face values, as much as $40,000, and others will enable better survivor benefit conditions by enhancing the rate of interest with the return of costs or lessening the variety of years up until a complete death benefit is available